Each processor has its own criteria to decide if a company is considered high risk. As a result, one company may be considered highly vulnerable by one processor, but not by another. Business examples that are typically considered high risk include those from the adult entertainment industry, electronic cigarette and vape stores, and online gambling sites. High Risk Merchant Accounts
That seems pretty obvious, right? Well, there are also many other categories of high risk companies that are not so obvious. Bankruptcy lawyers, for example, can be classified as high risk. This is a good example of how your customers classify you as a high-risk category, even if you have perfect creditworthiness. Furniture stores are sometimes considered high risk due to their large average ticket size. For a full description of the high-risk traders category and a full list of companies that frequently enter them, see our article on this topic.